Yubi Co.Lend Mid-Year Report FY 22-23
Lending Better, Together.

India’s largest
co-lending marketplace

Trusted by the lending ecosystem, we enable lenders to discover, go-live and collaborate with multiple partners and disburse joint loans to the Priority Sector


Loans disbursed till date


Retail clients


Partners on boarded

Our Mission

Empower the Priority Sector in India through tech-enabled co-lending

With our technology-first approach, we enable Banks and NBFCs to discover a wide array of lending partners and disburse joint loans to MSMEs for greater financial inclusion

  • circle-check 80,000+ Transactions per day
  • circle-check 50+ Partnerships
  • circle-check 15+ Asset classes
  • Co-lending Powered by Innovative Technology

    Our end-to-end co-lending ecosystem offers discovery, operations, & monitoring modules to help you extend credit to MSMEs in a simple and secure manner

    Enhanced discovery

    Enhanced discovery

    Choose among 500+ lenders and 240+ clients to bag the best deal

    One-time integration

    One-time integration

    With one-time API integration, go live with multiple partners quickly and get access to different debt products with product-led interoperability

    Powerful reporting

    Powerful reporting

    Complete portfolio management and monitoring solutions across entities

    Trusted by Leading Banking Partners and 750+ Lenders


    API-based architecture for quick integration with lending ecosystem enablers

    One-time API integration to simplify the flow of data between Originators and Lenders

    Tech-enabled co-lending infrastructure to aid Discovery, Execution, and Fulfilment


    Connect with the right co-lending partners to scale up your loan book

  • circle-check-black Robust infrastructure to power end-to-end loan lifecycle
  • circle-check-black Access to a large network of partners across sectors
  • circle-check-black Complete portfolio management & monitoring solutions across entities
  • circle-check-black Seamless one-time integration with LOS/LMS
  • Originators

    Discover the right partners to meet your loan financing needs

  • circle-check-black Access to affordable loans at competitive interest rates
  • circle-check-black Quick and hassle-free loan disbursement process
  • circle-check-black One-time API integration to simplify the flow of data between multiple lending partners
  • circle-check-black Six-layer fool-proof security system to protect your data
  • Tailor-Made Solutions for each asset class

    Facilitating co-lending partnerships at scale across 15+ asset classes



    Vehicle finance

    Vehicle finance

    MSME finance

    MSME finance

    Consumer finance

    Consumer finance


    Affordable housing finance

    Empowering India’s co-lending infrastructure

    Hear from the industry experts

    Kamlesh Gandhi

    Mr. Kamlesh Gandhi

    Chairman and MD at MAS Financial Services Limited

    Rohit Garg

    Mr. Rohit Garg

    CEO, SmartCoin Financials Pvt. Ltd.

    Hardika Shah

    Ms. Hardika Shah

    Founder & CEO, Kinara Capital

    Amit Arora

    Mr. Amit Arora

    CO-FOUNDER, finnable

    Meet our happy customers

    We help businesses like yours scale new heights


    "Integrating with multiple lenders has been effortless and easy. Yubi Co.lend one-time integration significantly reduced the turnaround time for us. With Yubi's co-lending marketplace, we have been able to explore new lending partnerships all on a single platform. As Kinara Capital expands its operations, I am sure Yubi Co.lend will keep playing a major role in our growth story."

    Hardika Shah

    Founder & CEO, Kinara Capital

    "We were live on the co-lending marketplace within a week and could connect with multiple lenders with just a click. What truly stands out for me is the tech capability due to which our consumer journey didn't change and the swiftness of their business team. SmartCoin's partnership with Yubi Co.lend is a great example of what can be achieved when thoughtful and diligent organizations come together to challenge the status quo."

    Mr. Rohit Garg

    CEO, SmartCoin Financials Pvt. Ltd.

    "We are happy to be onboarded on Yubi Co.lend. It is a simple, powerful and seamless platform with a 360 degree approach and hassle free integration process. Yubi Co.lend is the need of the hour."

    Mr. Ebenezer Daniel

    MD & CEO, Orange Retail Finance India Private Limited

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    Data Security is our #1 Priority

    Building trust with the most stringent data security measures that meet internationally recognised standard


    ISO 22301 Certification

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    ISO/IEC 27001 Certification

    We ensure extensive data security controls that meet internationally recognised standard

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