Giving Credit Where Credit is Due

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Over 50 million enterprises in India today have little to no access to formal credit today.

The Indian economy is highly underleveraged. Challenges like lack of information access, inefficient lending infrastructure, and strict policies make it difficult for businesses in India to avail credit - thereby hindering their growth. At Yubi, we believe that getting prudent capital is the right of every business. Only when all Indian enterprises get access to credit, will we truly #LeverageIndia


INR 1,564 Cr

the gap between on-book debt and borrowing potential of enterprises



lack technological know-how, domain knowledge, and guidance for business loans



lack of debt financing makes Indian impact enterprises struggle to find the working capital they need


Less than 5%

of rated entities hold close to 70% of corporate debt in India in the form of loans and bonds


Discover the amazing stories of what some of these enterprises have achieved

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