About the Company
With the aim of helping entrepreneurs realise their dreams, Kinara Capital is one of the leading collateral-free MSME loan providers in India. The company disburses flexible loans of up to ₹ 30 lakh to small business owners in under 24 hours with its my Kinara app. The entire process is digitally managed in multiple regional languages with minimum documentation in 3 easy steps.
Kinara Capital provides working capital and asset purchase loans to business owners, and women entrepreneurs receive an upfront, automatic discount with the company’s exclusive HerVikas program.
With its dedication to driving financial inclusion for small business owners, Kinara Capital has been able to impact over 1 million lives while transforming local economies in India. The direct impact of Kinara’s work has led to over ₹ 700 crores+ in incremental income generation for small business entrepreneurs and sustained or created more than 2,50,000 jobs. The company’s 110 branches across 90+ cities in six states in India have served 40,000+ MSMEs and disbursed loans worth over ₹ 2,500 crores.
An area of concern for Kinara was the long-drawn tech integration exercise and rigorous due diligence process when trying to access funds through a co-lending partnership to meet their capital requirements. Yubi’s Co-lend marketplace came across as a saviour for them that eased their operational hurdles and catapulted Kinara Capital towards success.